The Fintech Winter Thaw: Who Survived and Why
The fintech funding winter wasn't death - it was a reset. Capital is flowing to companies with real traction and clear unit economics. The 2021 playbook is dead....
Bootstrap vs VC in 2026: The Math Changed
Down-rounds hit 15.9% in 2025. AI takes 33% of VC funding. The 2026 math favors bootstrap more than any time since the pre-VC era. Here's how to decide....
Why Most AI Startups Will Fail by 2027
The AI gold rush is ending. 90% of AI startups will fail by 2027 due to commoditized infrastructure, no differentiation, and the gap between demos and production. The warning signs are already here....
The Pivot That Kills
Most pivots destroy more value than they create. Knowing when to iterate versus pivot is a survival skill....
The SaaS Pricing Lie: Why Per-Seat Doesn't Scale
Per-seat pricing is a legacy model from when humans were the unit of work. AI is exposing the lie: vendors want seats, not efficiency. Here's what's replacing it....
The Outsourcing Boomerang
Only 23% of offshore partnerships succeed. Hidden costs in rework, management overhead, and quality remediation often exceed what internal development would have cost. Here's why the boomerang always ...
When to Kill Your Company
Knowing when to shut down is harder than knowing when to start. The sunk cost fallacy kills more founders than failure....
The Exit Planning Gap
48% of founders planning to sell have no exit strategy. M&A accounts for 85%+ of VC-backed exits. The founders who get the best outcomes planned for them....
Why Bootstrapped Companies Win
VC funding creates misaligned incentives. Bootstrapped companies often build better products and more sustainable businesses....
The Series A Trap
Series A funding often kills more companies than it saves. The pressure to scale before ready destroys sustainable businesses....
The Dot-Com Crash From Inside
First-person account of running Core Logic Software during the 2000-2002 dot-com crash. When the NASDAQ fell 78% and 4,854 internet companies died, what it looked like from inside the ecosystem....
Why AI Wrappers Are the New Dropshipping
The AI wrapper economy mirrors dropshipping: low barriers to entry, no moat, platform dependency. With 90% failure rates and platforms absorbing successful features, the model is broken by design....
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